As we age, it’s essential to have a comprehensive understanding of healthcare coverage options, especially when it comes to long-term care needs. Medicare, the federal health insurance program primarily for individuals aged 65 and older, provides coverage for a wide range of medical services, including skilled nursing facility (SNF) care. In this blog post, we’ll explore the basics of Medicare coverage for SNF care and how payments are handled.
Personal Insurance
6 Factors of Climate Change and Weather Affecting Insurance Costs and Coverages
Climate change is a global phenomenon that is having far-reaching effects on various aspects of our lives, including the insurance industry. As extreme weather events become more frequent and severe, insurers are grappling with the challenges of accurately assessing risks, determining insurance costs, and providing adequate coverage. In this blog post, we will explore how climate change and weather patterns are influencing insurance costs and coverages.
Paying for the Sins of Business Errors and Omissions
Reading through a few articles online, I ran across a headline that caught my attention. It read, “Big Online Retailer Loses $1.6 million From Pricing Error“. Basically, they had an error in a published price for an item and ended up having a ton of people show up demanding they comply with the advertised pricing […]
What Does Original Medicare Cover?
Medicare can be complex due to all the various parts of Medicare and options for additional coverage. Let’s explore what Original Medicare Cover and what it does not. Original Medicare contains two parts. Part A for hospital charges and Part B for doctor visits. Medicare Part A Medicare Part A is coverage for hospitalization, skilled […]
Insuring E-Bikes & Mobility Scooters
In the event of an accident, owners of e-bikes, scooters and other micro-mobility devices could be held liable for damages and the injuries, disabilities or even deaths of others involved. Most homeowner’s policies exclude liability coverage when e-bikes or other micro-mobility devices are used to travel on public roads. We can offer a motorcycle policy […]
Regence Individual Health Plan 2023
Welcome to Insurance Talk. This is Cheri Martinen from Bancorp Insurance. Bancorp Insurance is an independently owned insurance agency located in beautiful La Pine, Oregon. I am here today with a very special guest, Bob Sirovatka. He is the Senior Individual Sales Executive for Oregon and Clark County with Regence. It is now open enrollment […]
