Climate change is a global phenomenon that is having far-reaching effects on various aspects of our lives, including the insurance industry. As extreme weather events become more frequent and severe, insurers are grappling with the challenges of accurately assessing risks, determining insurance costs, and providing adequate coverage. In this blog post, we will explore how climate change and weather patterns are influencing insurance costs and coverages.
Home Insurance
10 Ways to Protect Your Home from Winter Storms
10 Ways to Protect Your Home from Winter Storms Even though Fall has just begun, the weather predicts cold & dry with snow in late December for Central Oregon. This is great news as you still have time to prepare for Winter! Over the years, we’ve heard of many types of claims in the area […]
10 Things to Protect Your Home from Burglars
Why Protect Your Home? You may not realize but there are over 2.15 million burglaries that take place annually in the US with most of them happening in the months of July and August. Of that 2.15 million 65% are residential burglaries. Burglars are not just looking for your jewelry, electronics and cash. These days […]
Oregon Defensible Space Code Explained
What is the Oregon Defensible Space Code? Under Senate Bill 762, the Office of State Fire Marshal is mandated to adopt a statewide minimum defensible space code. The code is still in development and changes will be effective October 1, 2022, and mandatory on April 1, 2023. Defensible space is designed to reduce the devastation of loss […]
How to Create a Home Inventory
How to Create a Home Inventory In the event that you need to file a claim, having a list of your belongings will make the process much easier. It might be daunting to think about how to create this list, so we’ve broken it down into a few easy steps to get you started. Choose […]
Why are Home and Auto Insurance Rates Going up in 2023?
The world is constantly changing and it’s possible your home and auto insurance rates could be affected in 2023. Predictions for Home and Auto Insurance Rates in 2023 Homeowner Insurance Due to an increase in claims over the last few years, we are seeing increases in the cost of homeowners’ insurance. Claims from Wildfire, Hurricane, […]
