What is an insurance audit? An insurance audit is an examination of your operations, accounting records, employees and what it is you actually do to discover your risk exposure. This can affect your premium basis, classifications and rates that apply, for a specific period of time coverage was provided. What is a Common Insurance Audit […]
Business Insurance
Direct Mail Marketing Techniques for Small Business
In today’s Insurance Talk, Cheri Martinen and guest Tammy Lesueur discuss marketing growth strategies using direct mail marketing techniques for small business growth. Tammy Lesueur has over 25 years of experience in marketing, with verified growth in the insurance industry. Strategies to Grow Your Business Every small business starts out with the desire to build […]
Retirement Insurance Tips
Learn how to protect yourself and your family before it’s too late. Read through our retiring insurance tips. Retirement Insurance Tips Here you are, counting down the last days before you retire, after what seems like a lifetime of work, “climbing the ladder”, and investing into your IRA or 401(k). Congratulations! Retiring is certainly one […]
Building Ordinance and Law
Why a Business Needs Building Ordinance and Law When you talk about property insurance and someone says we’re going to replace your property and they give you replacement cost coverage, there are some real nuances to that. One of the things that they’re going to not do, is bring your building up to the current […]
Understanding Your Insurance Policy
An insurance policy is a legal contract between the insurance company and the person, business or entity. Understanding your insurance policy is key to ensuring that you have the correct protection in the event of a loss. These legal contracts are understandably difficult to read, because they are developed by lawyers and meant to be […]
Understanding Inland Marine Coverage
What is Inland Marine Insurance Coverage? Don’t confuse the term “inland marine” with “marine insurance”. Marine insurance covers items transported on the water. While inland marine insurance covers products, materials and equipment when transported over land. Think instruments of transportation and trucking, but today most of the time when we talk about inland marine it’s […]