Personal Insurance · Bancorp Insurance
Travel Insurance
Go Anywhere. Travel Confidently.
Trip cancellations, medical emergencies, lost luggage, travel delays — the right travel policy protects your trip investment and your peace of mind.
✓ Medical Emergencies
✓ Travel Delays
✓ Lost Luggage
Who Needs Travel Insurance
If Something Goes Wrong, Will You Be Covered?
Travel insurance is designed to protect travelers from financial loss before or during their trip. If you’ve planned an expensive trip or have any specific concern that could impact your travel, it’s worth considering.
International Travelers
Your U.S. health insurance often provides little or no coverage abroad. Emergency medical care overseas can cost tens of thousands of dollars without a travel policy.
High-Value Trip Planners
Cruises, tours, and destination weddings often involve large non-refundable deposits. Trip cancellation coverage protects that investment if life gets in the way.
Families & Group Travelers
When illness or injury affects one person, it can cancel a trip for everyone. One policy can cover your entire travel party and protect the whole investment.
Travelers with Health Concerns
Pre-existing conditions or health uncertainties make travel coverage especially important. Medical evacuation alone can exceed $100,000 without coverage.
What to Know
Cost, Timing & How It Works
Travel insurance is straightforward — here’s what most travelers want to know before they buy.
Cost
Typically 5–10% of Trip Cost
A comprehensive policy with Trip Cancellation generally costs between 5% and 10% of your total trip cost. Policies without trip cancellation coverage cost significantly less.
When to Buy
Buy Early for Best Protection
Trip Cancellation policies can be purchased up until the day before departure, but only unforeseen events are covered. Buy as early as possible — ideally right after booking — for maximum protection.
How It Works
Financial Reimbursement When You Need It
If a covered event disrupts your travel — before or during your trip — your policy reimburses qualifying expenses. You file a claim with documentation and receive payment for covered losses.
COVID-19
Most Policies Cover COVID-19
Most current travel policies cover travelers who contract COVID-19 — including trip cancellation, medical treatment while traveling, and mandatory quarantine coverage. Compare policies to confirm.
Frequently Asked Questions
Travel Insurance Q&A
The questions travelers ask us most before purchasing a policy.
Who needs travel insurance? +
Anyone who wants to protect themselves from financial loss before or during a trip. It’s especially valuable if you’ve booked an expensive trip, are traveling internationally, have health concerns, or have non-refundable deposits at stake.
Does my health insurance cover me while traveling internationally? +
Most U.S. health insurance plans provide little or no coverage outside the country. Emergency medical care abroad — including hospitalization and evacuation back to the U.S. — can cost tens of thousands of dollars without travel insurance.
What is trip cancellation coverage? +
Trip cancellation reimburses your non-refundable prepaid travel expenses if you must cancel your trip due to a covered reason — such as illness, injury, severe weather, or death of a family member. It protects your financial investment before you even leave home.
When is the best time to buy travel insurance? +
As early as possible — ideally right after booking. Only unforeseen events are covered, so you can’t wait until a storm is forecast or you feel ill. You can purchase most policies up until the day before departure.
How much does travel insurance cost? +
The cost depends on your trip cost, age, trip length, and coverage amounts. A comprehensive policy with trip cancellation typically costs 5–10% of your total trip cost. Medical-only policies without trip cancellation are considerably less expensive.
Is COVID-19 covered by travel insurance? +
Most current travel insurance policies do cover COVID-19 — including trip cancellation if you contract the virus before departure, medical treatment while traveling, and mandatory quarantine. Coverage varies by policy, so compare options before you buy.
What Our Clients Say
Real Reviews from Real Clients
Don’t just take our word for it.
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