Important Travel Insurance Information
Here are some of our most frequently asked questions from travelers like you.
Who Needs Travel Insurance?
Travelers should consider buying insurance if they want to protect themselves from a financial loss before or during their trip, especially if they have planned an expensive trip, or have a specific concern that would impact their vacation. Most policies include benefits that can cover major concerns, including trip cancellations, medical emergencies, and travel delays, among others.
What Does Travel Insurance Cover?
Trip insurance is designed to cover the most common concerns that may impact a trip, including cancellations, medical emergencies, travel delays, and lost luggage. Common covered scenarios include an illness or injury preventing a traveler from departing, severe weather impacting their plans, or a medical emergency during their vacation, among others.
How Much Does a Policy Usually Cost?
The cost of a travel insurance policy depends on four primary factors: trip cost, traveler age, trip length, and coverage amounts. In general, a comprehensive policy with Trip Cancellation typically costs between 5% and 10% of the total trip cost. However, a policy without an insured trip cost will be significantly less expensive.
Get a travel insurance quote today!
Quote and Compare multiple policy options online.
When is the Best Time to Buy a Travel Insurance Policy?
The best time to buy depends on the coverage a traveler needs. Trip Cancellation policies can be purchased up until the day before they leave. However, only unforeseen events can be covered, so we recommend travelers who want cancellation benefits buy as soon as possible. Travelers who primarily want medical coverage during their trip can buy anytime up until the day before they leave.
How Does Travel Insurance Work?
Trip insurance is designed to protect travelers in case something goes wrong that impacts their trip. This includes financial reimbursement if their trip is canceled before they depart, as well as medical benefits, travel delay coverage, and other benefits that can cover them while they are traveling.
Can I Buy Coverage for Covid-19?
Most policies can cover travelers who contract Covid-19. The best travel insurance during Covid includes coverage for travelers who contract the virus and must cancel their trip ahead of time, need medical treatment while traveling, or are required to quarantine.
Learn more about current coverage questions related to Covid-19.