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Bancorp Insurance

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Travel Insurance

Important Travel Insurance Information

Here are some of our most frequently asked questions from travelers like you.

Who Needs Travel Insurance?

Travelers should consider buying insurance if they want to protect themselves from a financial loss before or during their trip, especially if they have planned an expensive trip, or have a specific concern that would impact their vacation. Most policies include benefits that can cover major concerns, including trip cancellations, medical emergencies, and travel delays, among others.

What Does Travel Insurance Cover?

Trip insurance is designed to cover the most common concerns that may impact a trip, including cancellations, medical emergencies, travel delays, and lost luggage. Common covered scenarios include an illness or injury preventing a traveler from departing, severe weather impacting their plans, or a medical emergency during their vacation, among others.

How Much Does a Policy Usually Cost?

The cost of a travel insurance policy depends on four primary factors: trip cost, traveler age, trip length, and coverage amounts. In general, a comprehensive policy with Trip Cancellation typically costs between 5% and 10% of the total trip cost. However, a policy without an insured trip cost will be significantly less expensive.

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When is the Best Time to Buy a Travel Insurance Policy?

The best time to buy depends on the coverage a traveler needs. Trip Cancellation policies can be purchased up until the day before they leave. However, only unforeseen events can be covered, so we recommend travelers who want cancellation benefits buy as soon as possible. Travelers who primarily want medical coverage during their trip can buy anytime up until the day before they leave.

How Does Travel Insurance Work?

Trip insurance is designed to protect travelers in case something goes wrong that impacts their trip. This includes financial reimbursement if their trip is canceled before they depart, as well as medical benefits, travel delay coverage, and other benefits that can cover them while they are traveling.

Can I Buy Coverage for Covid-19?

Most policies can cover travelers who contract Covid-19. The best travel insurance during Covid includes coverage for travelers who contract the virus and must cancel their trip ahead of time, need medical treatment while traveling, or are required to quarantine.

Learn more about current coverage questions related to Covid-19.

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261 reviews on
Victoria Skinner
Victoria Skinner
November 2, 2023.
Amy is amazing! She helps us navigate through insurance confusion. I will be seeing her again when the time comes.
Dennis Ramey
Dennis Ramey
November 2, 2023.
Amy is always a pleasure to work with. She keeps us well informed on our policies. She has been very helpful in the past. We appreciate all the help Bancorp has provided over the years.
Don Drumhiller
Don Drumhiller
November 1, 2023.
Gretta is fantastic. She will always take the time to explore options to find the best value for you. We recently explored upgrading our vehicle and homeowner policies. Gretta gave us all the options and allowed us time to process the information and make an informed decision as to what was best for us. Thank you Gretta, we look forward to working with you for many years to come.
Mark Gage
Mark Gage
October 31, 2023.
You've probably heard the phrase, "It doesn't take a rocket scientist!" Well I was a rocket scientist, and when I recently approached Medicare eligibility, I found the choices of Parts, Plans, Supplements, and Advantages very confusing. I attended webinars, explored SSA tutorials, and read the many direct mailings that I presume every person approaching 65 will receive from insurers. One ninety minute session with Jenifer Ward of Bancorp Insurance helped me more than anything else. She patiently answered all my questions, presented clear alternatives, reviewed my applications, and helped me navigate the confounding process of Medicare enrollment. Now I believe that I am on a solid path for health care for the rest of my life. That's big.
Allen Stark
Allen Stark
October 30, 2023.
Great insurance company to work with. Amy is very knowledgeable in health insurance.
Cindy Aaron
Cindy Aaron
October 27, 2023.
Mike Turpin was extremely helpful! Very personable and quick to respond to my questions.
robert jordan
robert jordan
October 27, 2023.
thats the only place I would or do go. from cars to medicare supplements they have great prices,product and service been sending my friends and they been lovin it the top of the heap
Tara Pearson
Tara Pearson
October 23, 2023.
We had the pleasure of working with Mike in the La Pine office and he was great. Found us a great deal, saving us a ton of money from our current policy. We were referred by a family member and we will absolutely refer.
Kristine Thomas
Kristine Thomas
October 20, 2023.
I appreciate Mike's knowledge and professionalism when helping me find a better rate for my car insurance.

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