Personal Insurance · Bancorp Insurance
Motorcycle Insurance
Ride with Confidence.
The open road deserves the right coverage. We insure every kind of rider — from cruisers to sport bikes — with policies built around how you actually ride.
✓ Cruisers & Classic Bikes
✓ Dirt Bikes, Mopeds & Scooters
✓ Powered by OneDigital
What We Insure
Every Rider. Every Bike.
Whether you commute daily, ride on weekends, or collect classics — we have coverage designed for the way you ride.
🏍️
Motorcycles
🏎️
Classic Bikes
⚡
Street & Sport Bikes
🚘
Cruisers
🏊
Dirt & Motocross Bikes
🚲
Mopeds & Scooters
🦽
Tricycles
🚀
High Performance
Real Coverage. Real Scenarios.
When Your Coverage Makes the Difference
Coverage isn’t just a legal requirement — it’s what stands between you and a very expensive day.
The Blinding Sunset
The sun catches your eye and you swerve to avoid traffic — taking out a mailbox. Liability coverage pays to replace it so you don’t have to reach into your own pocket.
The Parking Lot Hit
A vehicle clips your parked bike and drives off. Uninsured motorist coverage steps in to cover the repair costs when the at-fault driver can’t be found — or won’t pay.
The Rear-End at a Red Light
A car rear-ends your street bike and you’re hospitalized. Medical payments coverage helps cover your bills regardless of who is at fault or how long the claim takes to settle.
Frequently Asked Questions
Motorcycle Insurance Q&A
The questions riders ask us most before getting covered.
Is motorcycle insurance required? +
Yes. Most states require at minimum bodily injury and property damage liability coverage to legally ride on public roads. We make sure your policy meets all state requirements while building in the protections that actually matter.
Does my auto insurance cover my motorcycle? +
No. Motorcycles require a separate policy. Auto insurance does not extend to motorcycles, and standard auto coverages like PIP or rental reimbursement don’t apply. You need a dedicated motorcycle policy for proper protection.
What is custom parts & equipment coverage? +
Standard collision and comprehensive only pay to replace parts with stock equivalents. If you’ve added custom exhausts, suspension upgrades, specialty wheels, or other aftermarket parts, this coverage ensures those are replaced with comparable custom parts — not factory stock.
Can I insure a dirt bike or motocross bike? +
Yes. We insure motocross bikes, dirt bikes, and other off-road motorcycles. Coverage options and requirements differ from street bikes — talk to us about the right policy for how and where you ride.
Can I suspend my motorcycle insurance in the off-season? +
In many cases, yes. You can adjust or reduce certain coverages during storage months while keeping comprehensive coverage active to protect against theft, fire, or weather damage. Ask your agent about the options available for your policy.
Can I bundle motorcycle insurance with my home or auto? +
Yes — bundling your motorcycle with your home and auto policies can save you money across all three. As an independent agency, we shop multiple carriers to find the best bundled rate for your situation.
What Our Clients Say
Real Reviews from Real Clients
Don’t just take our word for it.
