Learn about your Oregon Motorcycle Insurance options. Get your free insurance quote! Visit Bancorp Insurance online to get all the information you need.
Wind whipping your hair, the open road, good times with good friends – there are a lot of reasons to own a motorcycle and even more to protect that investment. At Bancorp Insurance, we help residents protect their bikes with our specialized Oregon Motorcycle Insurance program. We want to keep you on the road and enjoying life.
The right insurance policy for your motorcycle will allow you to ride with peace of mind. We’re here to protect your motorcycles and other off-road vehicles. Here is a list of the vehicles we insure:
Oregon motorcycle insurance is unlike auto insurance in a number of different ways. Yes, we provide you with the basic coverages as required by Oregon law, like bodily injury liability and property damage liability; however, we also offer additional insurances to protect not only your bike, but also your gear.
At Bancorp Insurance, we want to help you make the best decision to protect your motorcycle. Each of our policies can be customized to accommodate your unique needs. Our insurance has been designed with you in mind. Here are a few of our coverages options:
BODILY INJURY AND PROPERTY DAMAGE LIABILITY – Provides coverage for an accident in which you are found at fault.
Example: You are out for a sunset ride when the sun catches your eye and you don’t see the car in front of you slow down. You’re able to quickly swerve out of the way. The bad news? You took out a mailbox on the side of the road. This insurance will pay for the costs of replacing said mailbox.
COLLISION – Pays for damages to your motorcycle that has been caused by a collision with another object.
Example: A vehicle plows into your bike while it is parked, causing major structural damage.
COMPREHENSIVE – Covers damages to your motorcycle not caused by a collision.
Example: Theft, flooding, vandalism or wind damage.
UNINSURED/UNDERINSURED MOTORISTS COVERAGE (UM/UIM) – Will cover damages stemming from an accident when the party at-fault is uninsured or does not have enough coverage.
Example: Your motorcycle is hit by a motorist in the parking lot of your local grocery store. They don’t have insurance or the money to pay for damages to your bike. This coverage ensures you’re not left footing the bill.
CUSTOM PARTS & EQUIPMENT – This additional accessory coverage can be purchased in addition to your comprehensive and collision insurance.
Example: Your motorcycle has been customized with specialty steel sprockets, a progressive suspension system and an after-market force exhaust system, but your insurance will only pay to replace them with stock parts. This coverage will help to ensure that your motorcycle is returned to peak condition following an accident.
MEDICAL PAYMENTS – Covers your personal medical bills stemming from a motorcycle accident, regardless of who is at fault. Restrictions and limitations apply.
Example: After stopping at a red light the car behind you rear-ends your street bike, throwing you off. You sustain a serious injury and are in need of hospitalization. Medical payments coverage will help you cover these costs.
For more information on Oregon motorcycle insurance, contact Bancorp Insurance today. We’re here to protect you and your bike. Our staff will be happy to help you customize your very own motorcycle insurance policy.
“Steve has gone over and above to get us a good deal on our insurance for renters and auto. Thank you so much, Steve.” — Susan Wales, Yoncalla, OR.