Earthquake Insurance

Learn how to protect yourself and your family before a quake happens. Read through Bancorp Insurance’s Earthquake Insurance tips and get your free quote today!

Oregon Earthquake Insurance

earthquake mapAn earthquake can cause untold devastation. It could damage the foundation of your home, or even worse, result in a total loss. If you think your homeowners insurance will cover these damages, you’re wrong. To protect your home from an earthquake, you need Earthquake Insurance from Bancorp Insurance.

Why Should I Purchase Earthquake Coverage?

Oregon is located in the Cascadia Subduction Zone. What does that mean? It means our state, as well as Washington and California, are subject to the threat of major earthquakes. Did you know that the state is the tenth most likely state to experience a quake of magnitude 3.5 or more? Even these smaller trembles can damage your home and belongings. As the magnitude of a quake intensifies, so does the likelihood that you will suffer a loss.

At Bancorp Insurance, we want you to ask yourself these three questions as you consider purchasing Earthquake Insurance:

  • Can I afford to rebuild or repair my home after an earthquake?
  • Can I afford to replace the contents of my home following a major quake?
  • Can I afford the costs of temporary housing should my family be displaced due to an earthquake?

What Oregon Earthquake Insurance Covers

Your policy will be designed to protect your home and belongings in the event of an earthquake. A standard policy will provide the following coverages:

  • Dwelling – Provides coverage up to the limit of your policy
  • Personal Property – Covers the items found in your home, like electronics and appliances
  • Additional Living Expenses – Pays to cover your temporary housing expenses while your home is being rebuilt or repaired

Earthquake insurance premiums are calculated in accordance to your proximity to major fault lines (i.e. the further you live from a fault, the less you will have to pay). At Bancorp Insurance we work hard to help you understand your policy and risk for a quake. Contact one of our friendly staff members.

Free Earthquake Insurance Quote

Call Steve Today at 800-452-6826 To Get Your Earthquake Insurance Quote Today!

“Steve has gone over and above to get us a good deal on our insurance for renters and auto. Thank you so much, Steve.” — Susan Wales, Yoncalla, OR