Dental & Vision Insurance · Bancorp Insurance
Dental & Vision Insurance
Protect Your Smile & Your Sight.
Affordable dental and vision coverage for individuals, families, and small businesses. We compare plans across multiple carriers and can enroll you over the phone.
Book a Free AppointmentWhy Bancorp Insurance
The Real Cost of Going Without Coverage
Dental and vision are rarely included in individual health plans. Here’s what it costs to go without — and how coverage changes that.
 Dental Bills Add Up FastA routine checkup averages $288. A root canal averages $700. Braces average $4,937. The right dental plan can save you up to 60% on these costs. |  Vision Is Rarely Covered75% of Americans need vision correction. Glasses, contacts, and frames can exceed $500+ out of pocket. Vision plans through VSP can dramatically reduce that cost. |  Enroll Over the PhoneUnlike most health insurance, dental and vision plans can be enrolled year-round. We can compare plans and get you covered in one phone call — before your next appointment. |
Dental Insurance Oregon Dental Coverage for Individuals & FamiliesDental coverage is rarely included in individual or marketplace health plans. Bancorp Insurance works with a variety of dental carriers to find a plan that fits your needs — whether you need basic preventive care or comprehensive family dental including orthodontics. From braces to root canals, check-ups to x-rays — the costs add up the moment you sit down in the dentist’s chair. The right plan puts money back in your pocket every visit.
| VSP Vision PlansAnnual Eye Exams Routine exams often covered with a low copay — as little as $10 on some VSP plans. Frames Allowance Annual allowance toward the frames of your choice at VSP network providers across Oregon and nationwide. Prescription Lenses Single vision, bifocal, and progressive lenses covered. Transitions and anti-reflective coatings available. Contact Lenses Contact lens allowance available in lieu of glasses on most VSP plans. Fits both occasional and full-time contact wearers. | ||||||||
Who We Help
Dental & Vision Plans for Every Situation
Whether you’re shopping for yourself, your family, or your team — we find a plan that fits your needs and budget.
 Individuals & FamiliesSelf-employed, freelancers, or anyone without employer-sponsored dental or vision. We find affordable standalone plans you can start using right away — no waiting for Open Enrollment. |  Small BusinessesGroup dental and vision plans help attract and retain quality employees. We work with small businesses across Oregon and all 50 states to build benefit packages that fit any budget. |  Add-On to Health InsuranceAlready have an ACA health plan or Medicare? Dental and vision are almost never included. We can add standalone dental and vision coverage to complement your existing plan. Learn About Health Insurance → |
Frequently Asked Questions
Dental & Vision Insurance Questions Answered
Everything you need to know about getting dental and vision coverage in Oregon.
Why isn’t dental included in my health insurance plan? +
Most ACA marketplace and employer health plans do not include adult dental coverage. Pediatric dental is required for children’s plans under the ACA, but adult dental must be purchased separately as a standalone plan.
Can I enroll in dental and vision any time of year? +
Yes. Unlike ACA health plans, most standalone dental and vision plans can be purchased at any time of year. There is no Open Enrollment requirement, which means you can get covered before your next scheduled appointment.
What is VSP vision insurance? +
VSP (Vision Service Plan) is one of the largest vision insurance providers in the country, with an extensive network of eye doctors across Oregon and nationwide. VSP plans typically cover annual exams, frames, lenses, and contact lenses. Bancorp Insurance offers VSP plans for both individuals and groups.
Can Bancorp enroll me over the phone? +
Yes. We can compare plans and complete your dental and vision enrollment entirely over the phone or via a virtual appointment. Many clients are covered before their next scheduled appointment.
Do you offer group dental and vision for small businesses? +
Yes. We work with small businesses across Oregon and all 50 states to set up group dental and vision plans. Offering these benefits helps attract and retain employees and can often be structured at a very low cost to the employer.
What Our Clients Say
Real Reviews from Real Clients
Don’t just take our word for it. See what our clients say about working with Bancorp Insurance.
