ATV & Snowmobile Insurance
Get to know your ATV & Snowmobile coverage
Oregon is the ideal playground for owners of ATVs, snowmobiles and other off-road vehicles. Our state features a number of exciting snow parks, dunes and motocross tracks. With all these activities available to you, it is important to protect your toys, and your bank account. Whether you ride an ATV with four or six wheels or a snowmobile on tracks, stay protected with custom coverage.
Bodily Injury Liability
This coverage helps pay for hospital bills, medical expenses, and other accident related costs you are responsible for.
Guest Passenger Liability
This covers medical expenses for a passenger injured while riding with you on your off-road vehicle.
Gear Replacement Covered
Your policy can include up to $1,000 per person, per incident to replace your helmet, riding jacket, and other safety apparel lost or damaged in an accident.
Why Do I Need ATV or Snowmobile Insurance?
A weekend trip to the Oregon dunes can turn costly, quickly. An accident can happen in the blink of an eye. One second you’re whipping along with the wind, the next and you’re on your back with the ATV on top of you. According to the Consumer Product Safety Commission, an estimated 107,500 people were treated at emergency rooms nationally for ATV-related injuries in 2011 alone.
Did you know that you could be held liable for any accident or injury involving your ATV? If your ATV or OFV is uninsured, you could be paying more out-of-pocket expenses than you can afford. The same goes for snowmobiles.
You’ve seen the headlines. Each year countless snowmobilers are lost or injured in Oregon’s wilderness areas. In a sport that relies on your ability to dodge trees and others obstacles, it is not surprising to find out just how much damage can be done to yourself or your vehicle. But, ATV Insurance from Bancorp Insurance can help.
WHAT DO ATV & SNOWMOBILE POLICIES COVER?
We offer specialized coverages designed to protect your ATV, snowmobile, three-wheeler or other OFV. Each ATV or Snowmobile Insurance policy may include:
- Liability – Covers the cost bodily injury, property damage and legal fees in the event that you are sued following an accident you are deemed to be at fault
- Collision – Pays to repair damages to your ATV or snowmobile following a collision
- Comprehensive – Protects your OFV from theft, fire, vandalism or inclement weather
- Uninsured/Under-Insured Motorists – Assists in paying the costs of an accident involving another rider who is uninsured and unable to pay your expenses
For more information on ATV and Snowmobile Insurance, contact Bancorp Insurance today. One of our friendly and professional staff members will be happy to assist you or answer any questions you may have regarding our policies. We look forward to hearing from you soon!