Parts of Medicare
Explore the Parts of Medicare
Here we will explore the basic two parts of Medicare and Scope of Appointment.
Medicare Part A
Medicare Part A is coverage for hospitalization and related hospital charges.
Medicare Part B
Medicare Part B is for Medical Insurance Coverage
Scope of Appointment
Learn about your rights in terms of being contacted by an agent regarding Medicare.
Medicare Part A
Medicare Part A is coverage for hospitalization and related hospital charges.
Part A is free of charge when signing up for your Social Security for those that have paid into applicable taxes throughout their life. However, if there is an intentional delay in receiving Social Security benefits, one can still receive Part A. Those who are currently insured under an employer’s plan you should still look into signing up for Part A when turning 65. For every year delayed in signing up for Part A, a penalty will be assessed and added to the premium each month, for the rest of your life. One can sign up for Part A starting 90 days prior to their 65th birthday.
Medicare Part B
Under this plan, the insured is allowed to see any provider that accepts Medicare. This coverage includes doctor visits and other health care providers, as well as durable medical equipment and home health. Some preventive services are included to help maintain a healthy life and prevent certain illnesses from getting worse.
Still working and covered under an employer’s health insurance plan? It could still benefit you to check out Medicare. Often Medicare can provide more coverage for less premium and overall out-of-pocket expense. How much you could save can only be known by pricing out Medicare plans versus the employer’s plan. Turning 65 is an excellent time to shop for the right health plan to meet your needs.
SCOPE OF APPOINTMENT
Turning 65 in the next 90 days? Happy Birthday! You will soon be qualified for Medicare. Our experts are here to help answer questions and provide assistance towards establishing the right plans to meet your medical needs. Explore the various parts of Medicare available to you below. Have more questions or needs assistance? Simply click the “Book an Appointment” button to setup a time to chat with our professionals.
Appointments are available at no charge or obligation to enroll, click the link below to request a virtual, in-person or telephone appointment or give us a call at (800) 452-6826.