What is General Liability Insurance?
General Liability Insurance coverage helps protect your business from claims of bodily injury or property damage that can come up during normal business operations.
How Can General Liability Insurance Protect My Business?
General liability insurance is the common coverage in our business insurance programs for all types and sizes of business. Without it, a business could be left to pay for injury or property damage out of pocket. Making it a critical coverage for small businesses.
General Liability Insurance Covers:
Bodily Injury
If a customer, delivery driver or vendor is injured in or in the immediate vicinity of your business, like a sidewalk that surrounds it or steps into it, general liability insurance will help to cover the medical bills of the person injured.
Property Damage
General liability insurance covers damage to a customer’s property by your employees. For example, if your delivery driver spills his coffee all over a customer’s box of printed materials during delivery and they are destroyed, this could be covered.
Personal and Advertising Injury
General liability insurance policies provide coverage for malicious prosecution, slander, libel, wrongful eviction and violating a person’s privacy. They also protect against claims of copyright infringement.
Damage to Rented Property
It is common in the early years of business to rent an office or building for their operations. If this property should become damaged due to fire, lightning or an explosion, your general liability insurance would provide coverage for repairs.
NEED MORE HELP?
Appointments are available at no charge or obligation to enroll, click the link below to request a virtual, in-person or telephone appointment or give us a call at (800) 452-6826.
Meet the Bancorp Insurance Commercial Line Agents
Pam Dressler
Commercial Lines Agent
Specialties: Business Contractors Wildland Firefighter