Medicare can be complex due to all the various parts of Medicare and options for additional coverage. Let’s explore what Original Medicare Cover and what it does not. Original Medicare contains two parts. Part A for hospital charges and Part B for doctor visits. Medicare Part A Medicare Part A is coverage for hospitalization, skilled […]
Safety Tips
Insuring E-Bikes & Mobility Scooters
In the event of an accident, owners of e-bikes, scooters and other micro-mobility devices could be held liable for damages and the injuries, disabilities or even deaths of others involved. Most homeowner’s policies exclude liability coverage when e-bikes or other micro-mobility devices are used to travel on public roads. We can offer a motorcycle policy […]
12 Things to Add to Your Small Business Disaster Plan
As an insurance agent we think about disaster planning a lot more than most small business owners, after all it’s our job. However, with the increase in natural disasters and other unexpected disasters it’s excellent time for all business owners to create, review or update their small business disaster plan. What Should a Small Business […]
Barn Fire Safety – Loss Prevention Tips
Barn Fire Safety is an important part of farm life. In Central Oregon it’s the time of year where you might be spending more time indoors trying to stay warm. People, animals, and property are in danger when a fire breaks out on the farm. Inspect your barn and outbuildings for fire hazards to reduce […]
10 Things to Protect Your Home from Burglars
Why Protect Your Home? You may not realize but there are over 2.15 million burglaries that take place annually in the US with most of them happening in the months of July and August. Of that 2.15 million 65% are residential burglaries. Burglars are not just looking for your jewelry, electronics and cash. These days […]
Distracted Driving in Oregon
Distracted Driving Claims Lives With the expanded use of technology for navigation, streaming music, and delivery services, cell phones are a distraction that is causing a growing number of deadly accidents. In 2020 NHTSA reports that 3,142 lives were claimed due to distracted driving. What is a Distracted Driver? A distracted driver is a person […]
