Distracted Driving Claims Lives With the expanded use of technology for navigation, streaming music, and delivery services, cell phones are a distraction that is causing a growing number of deadly accidents. In 2020 NHTSA reports that 3,142 lives were claimed due to distracted driving. What is a Distracted Driver? A distracted driver is a person […]
Personal Auto
How Does a Teenage Driver Affect Insurance?
Teenage Driver Statistics Motor vehicle crashes are the leading cause of teen death in the United States. An average of 7,000 teens died and another 300,000 are injured annually across the nation. According to AAA, in 2019, Oregon ranked 29th in the nation for teenage driver fatal crashes. A study from AAA Foundation for Traffic […]
Planning a Drive to Mexico? Understand Car Insurance Coverages for your Trip.
If you are planning a drive to Mexico you might be surprised to learn that your US car policy won’t cover you there. In this blog and podcast we will review what coverages are required in Mexico and some examples of how insurance works there as well. Planning a Drive to Mexico? Understand Car Insurance […]
Understanding Your Car Insurance Coverage
Having car insurance coverage is a requirement for all drivers. But a new Forbes Advisor survey found that most drivers are unaware of the insurance coverage that they do and don’t have. Many Drivers Think They have Coverage that They Don’t It’s not far-fetched to say that most people don’t understand what they have for […]
Top Ten Auto Insurance Myths
When purchasing an auto policy, it’s important to understand the factors that affect your policy costs and coverage. Unfortunately, there are a lot of insurance myths that pass for “common wisdom”—here, we will separate the myths from facts. Insurance Myth #1 – I don’t have to worry because I have full coverage. The term “full […]
How is Insurance Used in a Lawsuit?
Using a real-world example, we will further evaluate how is insurance used in a lawsuit. In 2012, Business Insider reported on the Progressive and Matt Fisher case stating, “Comedian Matt Fisher took to Tumblr on Monday to call out Progressive Insurance for not only failing to pay when his sister died in a car accident but for allegedly defending […]