Why Protect Your Home? You may not realize but there are over 2.15 million burglaries that take place annually in the US with most of them happening in the months of July and August. Of that 2.15 million 65% are residential burglaries. Burglars are not just looking for your jewelry, electronics and cash. These days […]
Personal Insurance
Distracted Driving in Oregon
Distracted Driving Claims Lives With the expanded use of technology for navigation, streaming music, and delivery services, cell phones are a distraction that is causing a growing number of deadly accidents. In 2020 NHTSA reports that 3,142 lives were claimed due to distracted driving. What is a Distracted Driver? A distracted driver is a person […]
How Does a Teenage Driver Affect Insurance?
Teenage Driver Statistics Motor vehicle crashes are the leading cause of teen death in the United States. An average of 7,000 teens died and another 300,000 are injured annually across the nation. According to AAA, in 2019, Oregon ranked 29th in the nation for teenage driver fatal crashes. A study from AAA Foundation for Traffic […]
6 Things You Need to Know When You Sign Up for Medicare
What You Need to Know to Sign Up for Medicare Nearly 64 million Americans are currently covered by Medicare, and funding for the program accounted for more than 4% of the U.S. gross domestic product in 2020. Every day the growing population of baby boomers is turning 65. When you turn 65 you are eligible for […]
Oregon Defensible Space Code Explained
What is the Oregon Defensible Space Code? Under Senate Bill 762, the Office of State Fire Marshal is mandated to adopt a statewide minimum defensible space code. The code is still in development and changes will be effective October 1, 2022, and mandatory on April 1, 2023. Defensible space is designed to reduce the devastation of loss […]
Understanding Your Insurance Policy
An insurance policy is a legal contract between the insurance company and the person, business or entity. Understanding your insurance policy is key to ensuring that you have the correct protection in the event of a loss. These legal contracts are understandably difficult to read, because they are developed by lawyers and meant to be […]
