Running a small contracting business can be immensely rewarding, but it’s not without its challenges. One of the most significant challenges you might face is the possibility of a lawsuit. While it’s impossible to completely eliminate the risk of legal action, there are proactive steps you can take to minimize the chances and protect your business.
In today’s digitally-driven world, small businesses are increasingly recognizing the importance of harnessing data to make informed decisions and gain a competitive edge. With the rapid advancements in artificial intelligence (AI), data mining tools have emerged as invaluable assets for businesses of all sizes.
As we age, it’s essential to have a comprehensive understanding of healthcare coverage options, especially when it comes to long-term care needs. Medicare, the federal health insurance program primarily for individuals aged 65 and older, provides coverage for a wide range of medical services, including skilled nursing facility (SNF) care. In this blog post, we’ll explore the basics of Medicare coverage for SNF care and how payments are handled.
Climate change is a global phenomenon that is having far-reaching effects on various aspects of our lives, including the insurance industry. As extreme weather events become more frequent and severe, insurers are grappling with the challenges of accurately assessing risks, determining insurance costs, and providing adequate coverage. In this blog post, we will explore how climate change and weather patterns are influencing insurance costs and coverages.
Do I Really Need Umbrella Insurance? Clients and friends ask me this question all the time. I know what they are thinking, “is my insurance agent just trying to get me to buy more insurance, do I really need Umbrella Insurance?” It’s a valid question and one worth asking. Like many things in this life […]
What is the Difference between Medicare and Medicaid? In short, Medicare is a medical insurance program for people over 65 or people under 65 with certain disabilities. Medicaid is a medical assistance program for low-income patients. What is Medicare? Medicare is a federal health insurance program run by the Centers for Medicare & Medicaid Services (CMS), an […]