Contact a Licensed Agent: 1-800-452-6826

Bancorp Insurance

Comprehensive Insurance Programs for Business, Auto, Home, Life and Health

Independent Ambulance Services Insurance
Coverage Built for Emergency Service Providers.

Bancorp Insurance specializes in ALS, BLS, and Wheelchair Ambulance providers in Oregon, Washington, and California — with a comprehensive package designed around your unique operational risks.

✓ ALS, BLS & Wheelchair Programs✓ OR, WA & CA Coverage✓ Family-Owned Since 1990✓ 35+ Years of Experience

Why Ambulance Providers Need Specialized Coverage

Standard commercial policies weren't built for the complexity of emergency medical transport. Your program needs to be.

High-Risk Operations

Ambulance services operate in high-pressure, high-liability environments. Accidents, patient care incidents, and vehicle damage require coverage that accounts for the unique risks of emergency transport.

Fleet Exposure

Every vehicle in your fleet is a moving liability. From emergency responses to routine transports, your ambulances face constant road exposure — requiring commercial auto coverage tailored to EMS operations.

Employee & Patient Liability

Your staff works in physically demanding conditions with vulnerable patients. Workers' compensation, professional liability, and proper training programs are essential to protecting your team and those in your care.

What the Ambulance Provider Program Covers

Comprehensive Coverage Included

✓Commercial auto liability for your entire fleet
✓General liability & professional liability (medical malpractice)
✓Workers' compensation for EMTs and support staff
✓Property & equipment coverage
✓Event data recorders for every fleet vehicle
✓Online staff training & e-learning system (included at no extra cost)
✓Loss control services to reduce your premiums

Built Exclusively for Private Ambulance Operators

Our carrier underwriting teams have spent years developing a deep understanding of ALS, BLS, and Wheelchair transport operations. This isn't a standard commercial package — it's a program built around your business.

Available to providers operating in Oregon, Washington, and California. Call us at 800-452-6826 or book an appointment to speak with an ambulance insurance specialist today.

Get a Program Quote

Loss Control Services — Included at No Extra Cost

We help you save money on premiums while building a safer, better-trained operation.

Event Data Recorders

Every vehicle in your fleet is equipped with an event data recorder at no additional cost — helping you monitor driver behavior, reduce incidents, and demonstrate safety to underwriters.

Online Staff Training

Our e-learning platform is available 24/7 with courses built for the Emergency Services Industry. Training officers can track participation, test results, and certifications — including CE credits for EMTs and Firefighters.

Lower Your Premiums

Participating in loss control services directly reduces your insurance costs. Safer operations mean lower claims — and lower claims mean better rates. It's a program designed to keep your costs down year after year.

Explore More Business Insurance Programs

Bundle your ambulance program with other business coverages — one agency, one call, one relationship.

Workers' Compensation

Oregon's required workers' comp coverage through our 35-year SAIF partnership — bundled with your other policies.

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Business Auto

Commercial vehicle coverage for fleets, delivery vehicles, and company-owned cars across all 50 states.

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Business Insurance

General liability, property, and BOP coverage for Oregon businesses — all in one place.

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Frequently Asked Questions

What types of ambulance services does this program cover?
The Ambulance Service Provider Insurance Program is designed for independent providers offering Advanced Life Support (ALS), Basic Life Support (BLS), and Wheelchair Ambulance services. The program is available to businesses operating in Oregon, Washington, and California.
What coverages are included in the ambulance insurance program?
The comprehensive package includes commercial auto liability for your fleet, general and professional liability, workers' compensation, property and equipment coverage, event data recorders for every vehicle, and access to an online staff training platform — all at no additional cost.
What are loss control services and how do they save me money?
Loss control services are designed to reduce the frequency and severity of insurance claims. By equipping your fleet with event data recorders and providing staff with ongoing training, your operation becomes safer — and safer operations lead directly to lower insurance premiums over time.
Is the online training platform really included at no extra charge?
Yes. As part of the loss control program, all enrolled providers receive access to an e-learning platform available 24/7. It includes courses relevant to the Emergency Services Industry, certificate completion, continuing education credits for EMTs and Firefighters, and a training management dashboard for supervisors.
Is this program available outside of Oregon?
The Ambulance Service Provider Insurance Program is currently available to businesses operating in Oregon, Washington, and California. If you operate in another state, contact us directly at 800-452-6826 and we'll discuss what options may be available for your operation.
How do I get a quote for the ambulance program?
Simply book an appointment using the button on this page, or call us directly at 800-452-6826. One of our ambulance insurance specialists will review your operation, discuss your coverage needs, and provide a comprehensive program quote at no charge or obligation.

What Our Business Clients Say

Trusted by businesses across Oregon and all 50 states for over 35 years.